Underwriting Team Lead
Reliance Health, Nigeria

As a the team lead for underwriting at Reliance Health, you will play a pivotal role in assessing risk, determining pricing for incoming clients, and driving the success of our B2B and B2C health insurance products in multiple emerging markets. This leadership position requires a strategic mindset, a focus on maintaining ideal medical expense ratios, and implementing plans to enhance the profitability of underperforming accounts. You will collaborate closely with cross-functional teams, including data scientists, sales, customer success, and clinical leadership, to ensure sustained revenue growth, high retention rates, and overall profitability.

• Assess risk and determine pricing for B2B and B2C health insurance products.
• Implement logical rules-based underwriting processes in alignment with industry best practices.
• Drive and maintain ideal medical expense ratios, ensuring profitability goals are met.
• Develop and execute strategic plans to improve profitability of underperforming accounts.
• Collaborate with data scientists to integrate predictive data science models into underwriting processes.
• Work closely with cross-functional teams, including sales, customer success, and clinical leadership.
• Prioritize tasks effectively across multiple conflicting targets, ensuring business objectives are met.
• Foster a collaborative and team-oriented environment, promoting effective communication and cooperation.

Requirements

• 3-5 years of experience in the health insurance field, with a strong understanding of underwriting processes.
• Demonstrated leadership skills and ability to drive cross-functional collaboration.
• Strong data literacy and data-driven decision-making skills.
• Familiarity with working alongside predictive data science models.
• Proven track record of maintaining ideal medical expense ratios and improving account profitability.
• Excellent stakeholder management and interpersonal skills.
• Self-driven and autonomous, with a bias towards action.
• Intellectual curiosity and a proactive approach to problem-solving.

Benefits

• Work alongside amp; learn from best-in-class talent
• Join a market leader within the HealthTech space
• Attractive Salary amp; benefits
• Unlimited leave days
• Fantastic work culture
• Great work-life balance

Job Rewards and Benefits