As a the team lead for underwriting at Reliance Health, you will play a pivotal role in assessing risk, determining pricing for incoming clients, and driving the success of our B2B and B2C health insurance products in multiple emerging markets. This leadership position requires a strategic mindset, a focus on maintaining ideal medical expense ratios, and implementing plans to enhance the profitability of underperforming accounts. You will collaborate closely with cross-functional teams, including data scientists, sales, customer success, and clinical leadership, to ensure sustained revenue growth, high retention rates, and overall profitability.
- Assess risk and determine pricing for B2B and B2C health insurance products.
- Implement logical rules-based underwriting processes in alignment with industry best practices.
- Drive and maintain ideal medical expense ratios, ensuring profitability goals are met.
- Develop and execute strategic plans to improve profitability of underperforming accounts.
- Collaborate with data scientists to integrate predictive data science models into underwriting processes.
- Work closely with cross-functional teams, including sales, customer success, and clinical leadership.
- Prioritize tasks effectively across multiple conflicting targets, ensuring business objectives are met.
- Foster a collaborative and team-oriented environment, promoting effective communication and cooperation.
- 3-5 years of experience in the health insurance field, with a strong understanding of underwriting processes.
- Demonstrated leadership skills and ability to drive cross-functional collaboration.
- Strong data literacy and data-driven decision-making skills.
- Familiarity with working alongside predictive data science models.
- Proven track record of maintaining ideal medical expense ratios and improving account profitability.
- Excellent stakeholder management and interpersonal skills.
- Self-driven and autonomous, with a bias towards action.
- Intellectual curiosity and a proactive approach to problem-solving.
- Work alongside amp; learn from best-in-class talent
- Join a market leader within the HealthTech space
- Attractive Salary amp; benefits
- Unlimited leave days
- Fantastic work culture
- Great work-life balance